Jaylen is 14, a rising 9th grader with a 3.7 GPA, a writing voice that placed 2nd in a city-wide contest, and a mom who started planning before anyone told her to. This is the plan Scaffold built for them.
This is the actual intake form the Washington family completed. It took about 10 minutes. No jargon, no trick questions. The answers below produced the full strategy you can read in the other tab.
Rising 9th grader, 3.7 GPA, 88th percentile in reading, 71st in math. Strongest assets are his writing (MLK contest placement, personal journal since 6th grade) and debate (new but passionate). Main vulnerability is math. Projected SAT range: 1230–1340. First-generation four-year college student, single-parent household, $72K income.
Maya, you said something in your intake that I want to address right away: "I don't know how any of this works." That's fine. Most families don't. The ones who seem like they know what they're doing usually just started Googling earlier, or they have a neighbor who went through it. You're doing the right thing by starting now, before Jaylen's first day of high school. That gives you four years to be strategic instead of reactive.
A few things I want to be honest about before we get into it:
Voice. Jaylen writes. He argues. He holds a classroom discussion better than most adults. This thread runs through debate, creative writing, journalism, and eventually his college essays. It's the centerpiece.
Community. The book drive. The church youth ministry. Growing up in Pittsburgh and choosing to invest in his neighborhood instead of just escaping it. This thread connects his values to action.
Intellectual Curiosity. History, James Baldwin, the Tulsa Race Massacre essay, the abandoned houses poem. He's drawn to stories, to understanding why things are the way they are. This points toward English, history, political science, African American studies, or journalism.
Leadership through Service. Not the "I was president of five clubs" kind of leadership. The "I saw a problem and did something about it" kind. The book drive is the seed. We grow it.
This is why schools with $60,000+/year sticker prices are actually among the cheapest options for this family. A school that meets full demonstrated need at $72K income costs less than a school with a lower sticker price that leaves gaps. This is the most counterintuitive thing in college finance, and it's the thing most first-gen families miss.
Nashville, TN. QuestBridge Partner. ~5% admit rate. Full need met, no loans. Estimated net cost: $2–4K/year.
If he matches here through QuestBridge, take it immediately.
Atlanta, GA. QuestBridge Partner. ~11% admit rate. Full need met, no loans under $75K. Estimated net cost: $2–4K/year.
20 minutes from home. Sunday cooking doesn't have to stop.
Washington, DC. ~30% admit rate. Does NOT consistently meet full need. Estimated net cost: $8–22K/year.
Best cultural fit on the list. Financial risk: HIGH.
Davidson, NC. QuestBridge Partner. ~17% admit rate. Full need met. Estimated net cost: $2–4K/year.
Atlanta, GA. ~48% admit rate. Does NOT consistently meet full need. Estimated net cost: $8–20K/year.
The brotherhood, the mentoring, the tradition. Risk: Moderate-High.
Athens, GA. ~42% admit rate. HOPE/Zell Miller. Estimated net cost: $5–11.5K/year. Risk: Very Low.
Granville, OH. QuestBridge Partner. ~31% admit rate. Full need met. Estimated net cost: $3–5K/year.
Richmond, VA. ~24% admit rate. Full need met. Estimated net cost: $3–5K/year.
Atlanta, GA. ~67% admit rate. $0–10.5K/year. Risk: Essentially Zero.
Atlanta, GA. ~56% admit rate. $8–20K/year. Risk: Moderate.
| # | School | Tier | Admit Rate | QuestBridge | Meets Full Need | Est. Net Cost/Yr | Risk |
|---|---|---|---|---|---|---|---|
| 1 | Vanderbilt | Reach | ~5% | Yes | Yes (no loans) | $2–4K | Very Low* |
| 2 | Emory | Reach | ~11% | Yes | Yes (no loans <$75K) | $2–4K | Very Low* |
| 3 | Howard | Reach | ~30% | No | No | $8–22K | HIGH |
| 4 | Davidson | Target | ~17% | Yes | Yes (no loans) | $2–4K | Very Low* |
| 5 | Morehouse | Target | ~48% | No | No | $8–20K | Mod-High |
| 6 | UGA Honors | Target | ~42% | No | N/A (HOPE/Zell) | $5–11.5K | Very Low |
| 7 | Denison | Target | ~31% | Yes | Yes (most) | $3–5K | Very Low* |
| 8 | U of Richmond | Target | ~24% | No | Yes | $3–5K | Very Low* |
| 9 | Georgia State | Safety | ~67% | No | N/A (HOPE/Pell) | $0–10.5K | ~Zero |
| 10 | Clark Atlanta | Safety | ~56% | No | No | $8–20K | Moderate |
Maya, you mentioned Emory and said, "I honestly don't know if we could afford it." You can. At your income, Emory would likely cost you less per year than Morehouse. The same is true for Vanderbilt, Davidson, and Richmond. The reason is simple: these schools have massive endowments and they use them to cover the full cost for families like yours. The schools that can't afford to give you a full ride are often the ones with the lowest sticker prices but the biggest gaps.
10,000 simulated outcomes. Each draws admission, scholarship, and honors results independently for every school, then identifies the cheapest option Jaylen gets into.
| Metric | Result |
|---|---|
| P(at least one admission) | 99.8% |
| P(at least one reach) | 38.2% |
| P(at least one target+) | 94.6% |
| Median acceptances | 5 |
| P(school under $15K/yr) | 92.4% |
| Median best 4-year cost | $16,000 |
| 10th percentile (best case) | $8,000 |
| 90th percentile (worst case) | $44,000 |
| School | P(Admitted) | P(Admitted AND Under $15K/yr) |
|---|---|---|
| Vanderbilt | 10.0% | 10.0% |
| Emory | 16.0% | 16.0% |
| Howard | 55.0% | 21.3% |
| Davidson | 25.0% | 25.0% |
| Morehouse | 65.0% | 28.4% |
| UGA Honors | 70.0% | 68.2% |
| Denison | 42.0% | 42.0% |
| U of Richmond | 34.0% | 34.0% |
| Georgia State | 85.0% | 82.1% |
| Clark Atlanta | 72.0% | 27.5% |
When the acceptances and aid packages arrive, here's how to make the call.
Full four-year scholarship. $8–12K total. Take it immediately. Do not second-guess it.
$12–20K total. Compare offers on fit. All approximately the same cost. Choose on fit, not money.
$36–56K total. If it's genuinely under $15K/year and you're not taking parent loans, this is viable.
$20–32K total. Not a consolation prize. Top-20 public university. Athens is great.
$18–42K total. A Georgia State degree with zero debt puts him in a stronger position at 22 than a Morehouse degree with $80K in loans.
Not a defeat. Reapply, strengthen the profile, save money.
Jaylen has a voice. The plan gives him the best chance of being heard.
Detailed planning tools. Come back to them when you need them. Each section stands alone.
Strengths: 3.7 GPA unweighted at a competitive APS magnet, 88th percentile in reading, honor roll every semester since 6th grade, MLK Writing Contest 2nd place (city-wide), APS Scholars nomination, brand-new debate passion, reads James Baldwin at 14.
Gaps to address: 71st percentile in math (will drag down SAT if not addressed), not in accelerated math, no formal writing portfolio yet, debate experience under one year.
Things that aren't gaps: Rec league basketball (not a college hook, keep it for fun). No 529 plan (at your income, need-based aid and merit will do more than a 529 ever could).
Math intervention. Tutor twice a week, six weeks minimum. Khan Academy is free. Local tutor through church or APS: $0-500. This is the single highest-leverage move.
Debate prep. Atlanta Urban Debate League (AUDL) summer workshops. Free, specifically for APS students.
Book drive planning. Year 2. Set a bigger goal. Add structure: recruit helpers, partner with another org, document it.
What Not to Do: Don't sign him up for three summer programs. He needs a break. Don't tell him about this plan yet.
| Course | Level | Why |
|---|---|---|
| English 9 | Honors | Non-negotiable. Strongest subject, top track from day one. |
| AP Human Geography | AP | Most accessible AP for freshmen. Aligns with history/community interests. |
| Algebra I | Regular or Honors | If Honors, great. If not, earn an A and move up. |
| Biology | Honors if available | Standard science sequence. |
| Spanish I | Regular | Four years of one language beats two years of two. |
| Elective | Speech & Debate or Creative Writing | If he has to choose, debate. |
Extracurriculars: Debate team (10-12 hrs/week, main commitment), Book Drive Year 2 (2-3 hrs), Youth Ministry at Ebenezer (3-4 hrs), Creative Writing personal (3-5 hrs), Basketball rec league (4-6 hrs).
Milestones: First debate tournament (fall). Published piece in school literary magazine. End-of-year GPA: 3.7+. PSAT 8/9 baseline.
What Not to Do: Don't join ten clubs. Depth over breadth. Don't neglect math. Don't compare his schedule to the kid taking three APs as a freshman.
| Course | Level | Why |
|---|---|---|
| English 10 | Honors | Continue top track. Build the rec letter relationship. |
| AP World History | AP | Natural fit. Content aligns with his interests. |
| Geometry | Honors if B+ in Algebra I | If B or below, regular. Protect GPA. |
| Chemistry | Honors if available | Solid grade here shows he can handle science. |
| Spanish II | Regular | Continue the sequence. |
| Elective | Journalism, Creative Writing, or AP African American Studies | Supports the Voice thread. |
IB vs. AP recommendation: Stay on the AP track. IB Diploma requires strong performance across all subjects including math/science. AP lets him load up on humanities (4s and 5s) and take solid math/science without the GPA risk.
New extracurriculars: Scholastic Art & Writing Awards (first submission, fall/winter). Poetry Out Loud (fall). Level up the book drive: give it a name, build a website, recruit volunteers.
Critical: Summer program applications. Apply in January-March of 10th grade for: Georgia Governor's Honors Program (free, four weeks, highly selective), Telluride Association Summer Seminar (free, six weeks, designed for students of color), Kenyon Review Young Writers (tuition-based with financial aid), Emory Pre-College. Push for GHP and TASS first. They're free and most prestigious.
| Course | Level | Why |
|---|---|---|
| AP English Language | AP | His best AP. Writing, argumentation, reading all converge. Target: a 5. |
| AP U.S. History | AP | Natural AP. History, race, social justice. Target: 4 or 5. |
| Algebra II | Honors if possible | Hardest math year. Get a tutor proactively. |
| AP Env. Science or Physics | AP or Regular | APES is a manageable third AP. Regular Physics protects GPA. |
| Spanish III | Regular or Honors | Continue. |
| Elective | AP African American Studies, AP Gov, or Dual Enrollment | College-level humanities on transcript. |
SAT Prep: Start fall. First official test spring (March SAT or April ACT). Projected range: EBRW 680-720+, Math 530-620. Total: 1170-1340. Khan Academy SAT prep is free. Consider whether ACT might be better (four sections averaging can offset weaker math). Target: 1300+ for merit, 1200+ for Zell Miller.
QuestBridge College Prep Scholars: Apply March. Pipeline into National College Match senior year. Being named CPS is an honor itself.
What Not to Do: Don't let Jaylen write his college essays yet. Don't apply Early Decision to any school (need to compare aid packages). Don't skip the SAT because schools are "test-optional." Don't spend $2,000+ on SAT prep courses.
Senior year is execution. The profile is built. The school list is set. The work is essays, applications, financial aid forms, and decisions.
| Course | Level | Why |
|---|---|---|
| AP English Literature | AP | The capstone. 4th year of Honors/AP English. |
| AP Government | AP | Connects to debate, policy, civic engagement. |
| Pre-Calc or AP Statistics | Honors or AP | AP Stats is the better strategic choice: more verbal, more interpretive. |
| Science Elective | Any | Don't add a challenging course that could tank GPA. |
| Spanish IV or AP Spanish | Honors or AP | Four years of one language is a strong signal. |
| Elective | Any | Debate, creative writing, independent study, or dual enrollment. |
What Not to Do: Don't get senioritis (colleges rescind for tanking grades). Don't apply to 20 schools. Don't panic if early results are disappointing. Maya, do not take out Parent PLUS loans to cover a gap at a dream school.
| English | Social Studies | Math | Science | Language | |
|---|---|---|---|---|---|
| 9th | English 9 Honors | AP Human Geo | Algebra I | Bio Honors | Spanish I |
| 10th | English 10 Honors | AP World History | Geometry | Chem Honors | Spanish II |
| 11th | AP English Lang | AP U.S. History | Algebra II | APES or Physics | Spanish III |
| 12th | AP English Lit | AP Government | AP Stats or Pre-Calc | Elective | Spanish IV/AP |
Total APs over four years: 6-8. A rigorous schedule that plays to his strengths.
| Component | Projection |
|---|---|
| GPA (UW / Weighted) | 3.75 / 4.1 |
| SAT | 1340 (EBRW 730, Math 610) |
| APs taken by senior fall | 6-7 |
| AP Scores | 4s and 5s in humanities, 3+ in others |
| Class Rank | Top 15-20% at North Atlanta |
| Primary Activity | Debate (4 years, captain, state-level) |
| Signature Project | Community literacy initiative (4 years, named org) |
| Writing Distinction | Scholastic Regional Gold Key; published work |
| Special Programs | QuestBridge College Prep Scholar, GHP |
| Demographics | Black male, first-gen, single-parent, urban public school |
| Component | Projection |
|---|---|
| GPA (UW / Weighted) | 3.55 / 3.8 |
| SAT | 1230 (EBRW 680, Math 550) |
| APs taken | 5-6 |
| Debate | 4 years, active competitor, some leadership |
| Literacy Project | Ongoing but less formalized |
| Writing | Scholastic Silver Key or Honorable Mention |
| QuestBridge | Applied but not named CPS |
What admissions officers will see either way: A Black male from a single-parent household in urban Atlanta who took the most rigorous humanities curriculum at his public school. A debater and writer with a genuine community service record. A first-generation college student with clear intellectual interests and a track record of initiative.
What they won't see unless we tell them: The journal. The poetry. The abandoned houses essay. The way he cooks with you on Sundays. The fact that he organized a 400-book drive because he wanted to. This is what the essays and rec letters are for.
The full analysis for each school: why it's on the list, academic fit, cultural fit, the honest truth, and financial risk. Organized by tier.
Nashville, TN | ~5% admit rate | ~7,000 undergrads | QuestBridge Partner
Why it's on the list: Vanderbilt's Opportunity Vanderbilt program guarantees that 100% of demonstrated financial need is met with grants, not loans. At your income level, the net cost would be approximately $2,000-4,000/year (mostly fees, books, and travel). That makes Vanderbilt, with its $62,000/year sticker price, one of the cheapest schools on this list if Jaylen gets in.
Academic fit: Strong humanities programs, particularly in English, Political Science, and African American & Diaspora Studies. The College of Arts & Science is the right home. The debate and forensics program is active.
Cultural fit: Nashville is a real city with a significant Black community. Vanderbilt has been working to diversify, and the student body is more diverse than its reputation suggests (though it's still a predominantly white, affluent campus). The Bishop Joseph Johnson Black Cultural Center is a hub. Jaylen would not be the only Black kid from a public school, but he'd be in the minority.
The honest truth: At ~5% admission, this is a long shot for anyone. QuestBridge Match improves his odds meaningfully (the Match acceptance rate is higher than the general rate for QB finalists). If he matches here, take it immediately. Don't think twice.
Estimated net cost: $2,000-4,000/year | 4-year total: $8,000-16,000
Atlanta, GA | ~11% admit rate | ~7,000 undergrads | QuestBridge Partner
Why it's on the list: Emory is right here in Atlanta, 20 minutes from your house. It meets 100% of demonstrated financial need. The Emory Advantage program eliminates loans from financial aid packages for families earning under $75,000. That's you.
Academic fit: Excellent English, Creative Writing, and Political Science departments. Strong pre-law advising (if debate points him in that direction). The Center for Humanistic Inquiry is a major resource. Emory's smaller class sizes mean Jaylen would get the kind of faculty attention that a big state school can't offer.
Cultural fit: Emory is in Druid Hills/Decatur, which is a very different Atlanta than Pittsburgh. But the campus has a meaningful Black student population and active cultural organizations. The James Weldon Johnson Institute for the Study of Race and Difference is nationally respected. And the proximity to home means Sunday cooking doesn't have to stop.
The honest truth: Emory's admit rate has dropped significantly in recent years. It's a reach. But as a local student, first-gen, Black male from APS with a strong humanities profile, Jaylen brings something Emory is actively looking for. The QuestBridge pathway further improves his odds.
Estimated net cost: $2,000-4,000/year | 4-year total: $8,000-16,000
Washington, DC | ~30% admit rate | ~6,000 undergrads
Why it's on the list: Howard is the HBCU that defined what an HBCU could be. The campus is in the heart of DC. The humanities tradition (Toni Morrison taught there, Ta-Nehisi Coates studied there) is exactly where Jaylen's interests live. The debate team is competitive. The cultural environment would surround Jaylen with high-achieving Black peers in a way that no PWI on this list can replicate.
Academic fit: English, Political Science, African American Studies, and Communications are all strong. Howard's Honors Program adds rigor and community. The Moorland-Spingarn Research Center is one of the most important archives of Black history in the world.
Cultural fit: This is the best cultural fit on the entire list. Full stop. Jaylen would be around Black excellence at every level, with professors who look like him, peers who share his experience, and an institutional history that validates everything he cares about. The comparison Ms. Coleman made to her Morehouse students? Howard carries that same energy on a larger scale.
The honest truth, and this is the hard part: Howard does not consistently meet full demonstrated financial need. Their endowment, while growing, is smaller than the elite PWIs on this list. This means the gap between what Howard says you can afford and what you can actually afford might be significant. At $72,000 income, without merit scholarships, the net cost could be $18,000-22,000/year, which is over your cap.
Howard offers competitive merit scholarships (the Capstone Scholarship, the Founders Scholarship, various departmental awards), and Jaylen's profile would make him a strong candidate. But merit is not guaranteed. The financial risk here is real.
Strategy: Apply, compete for merit, and compare the offer against other schools in April. If Howard can get the cost under $15,000/year, it's a strong choice. If they can't, it may not be feasible, and that's OK. I'd rather tell you that now than have you fall in love with an offer you can't afford.
Estimated net cost: $8,000-22,000/year | 4-year total: $32,000-88,000
Financial risk: HIGH. This is the one school on the list that could break your budget. Apply, but go in with eyes open.
Davidson, NC (near Charlotte) | ~17% admit rate | ~2,000 undergrads | QuestBridge Partner
Why it's on the list: Davidson meets 100% of demonstrated financial need with no loans in the package. At your income, the net cost is roughly $2,000-4,000/year. It's a QuestBridge partner. And it's one of the strongest liberal arts colleges in the South.
Academic fit: Small classes (average 14 students), tight student-faculty relationships, and a genuine intellectual culture. The English and Political Science departments are excellent. Davidson's emphasis on writing across the curriculum means Jaylen's skill set would be valued in every class, not just English. The debate and forensics program is active for a school this size.
Cultural fit: This is where it gets complicated. Davidson is a small, historically white school in a small town outside Charlotte. The student body is more diverse than it used to be (about 25% students of color), but Jaylen would be one of relatively few Black students in his classes. The campus is not Atlanta. It's not a city. It's a quiet college town.
That said, Davidson students tend to be serious, thoughtful, and engaged. For a kid who "thinks in questions, not answers," the intellectual environment could be transformative. Charlotte is 20 minutes away for when he needs a city. And the financial aid is among the best in the country.
The honest truth: If Jaylen matches here through QuestBridge, it's a free education at a top-25 liberal arts college. The cultural adjustment would be real, but the academic and financial outcome would be outstanding.
Estimated net cost: $2,000-4,000/year | 4-year total: $8,000-16,000
Atlanta, GA | ~48% admit rate | ~2,200 undergrads
Why it's on the list: Ms. Coleman said Jaylen reminds her of students she had when she taught at Morehouse. You mentioned Morehouse first on your list. There's a reason this school is on everyone's mind. Morehouse is the most prestigious HBCU for men in the country, it's in Atlanta, and it produces more Black male leaders per capita than almost any institution in America.
Academic fit: Strong in English, Political Science, and the humanities broadly. The Morehouse debate team competes nationally. The Crown Forum speaker series brings world-class voices to campus. The proximity to the Atlanta University Center (Spelman, Clark Atlanta, Morehouse School of Medicine) means he can cross-register for courses.
Cultural fit: Possibly the best cultural fit on the list alongside Howard. Every student is a Black man. The brotherhood, the mentoring, the tradition of excellence. For a kid who needs strong male role models (your words, not mine), Morehouse provides that structurally, not just incidentally.
The honest truth: Like Howard, Morehouse does not always meet full demonstrated need. The endowment has been growing (a $100 million gift from Reed Hastings in 2024 and the Bloomberg Scholars program help), but gaps remain. At your income without merit, the net cost could be $15,000-22,000/year.
However, Morehouse offers strong merit scholarships, and recent endowment growth is improving aid packages. Jaylen's profile (strong GPA, debate, writing, community service, first-gen) makes him competitive for merit. The Bloomberg Scholars program specifically targets students with financial need.
Strategy: Same as Howard. Apply, compete aggressively for merit, and evaluate the financial package in April. If they get it under $15,000/year, seriously consider it. If they can't, you have options that are cheaper and still excellent.
Estimated net cost: $8,000-20,000/year | 4-year total: $32,000-80,000
Financial risk: MODERATE to HIGH. Better than Howard's financial outlook due to recent endowment growth, but still not guaranteed to meet your cap.
Athens, GA | ~42% admit rate (Honors is more selective) | ~30,000 undergrads
Why it's on the list: This is your financial safety net, and I don't mean that as a consolation. UGA is a top-20 public university with a legitimate Honors program that gives Jaylen a small-college experience inside a big university. And as a Georgia resident, the cost is unbeatable.
The HOPE and Zell Miller math:
| Scenario | Tuition | Room/Board | Fees | Scholarships | Pell | Need-Based | Net Cost |
|---|---|---|---|---|---|---|---|
| Zell Miller + need-based | $12,000 | $11,500 | $2,500 | -$14,500 (Zell) | -$2,500 | -$4,000 | ~$5,000/yr |
| HOPE + need-based | $12,000 | $11,500 | $2,500 | -$12,000 (HOPE) | -$2,500 | -$4,000 | ~$7,500/yr |
| HOPE only (no need-based) | $12,000 | $11,500 | $2,500 | -$12,000 (HOPE) | -$2,500 | $0 | ~$11,500/yr |
All three scenarios are under your $15,000 cap. Zell Miller is the target, but HOPE alone is still very affordable.
Academic fit: The Honors program is small (~2,000 students in a 30,000-student university) with priority registration, smaller classes, and a dedicated community. The English and History departments are strong. UGA's Grady College of Journalism is one of the best in the country if Jaylen's writing leads him toward media.
Cultural fit: UGA is a large, majority-white university in a college town. Athens has a vibrant culture and music scene. The Black student population (~8%) is smaller proportionally than at the HBCUs, but the absolute numbers mean there's a real community. The Black Affairs Council, NAACP chapter, and various Black Greek organizations are active.
The honest truth: UGA is probably not where Jaylen's heart leads him if he has a choice. But it might be where the math leads. And that's not a bad thing. Athens is a fantastic college town. The Honors program is rigorous. The cost is almost impossible to beat. If every reach and target falls through or comes in over budget, UGA with HOPE or Zell Miller is an outcome you should feel genuinely good about.
Estimated net cost: $5,000-11,500/year | 4-year total: $20,000-46,000
Financial risk: VERY LOW. HOPE requires only a 3.0 GPA, which is well within reach.
Granville, OH (25 min from Columbus) | ~31% admit rate | ~2,300 undergrads | QuestBridge Partner
Why it's on the list: Denison is a hidden gem for students like Jaylen. It's a QuestBridge partner with extremely generous financial aid (they meet 100% of demonstrated need for most students). The English and Creative Writing programs are nationally recognized. And the emphasis on mentoring and community fits a kid who thrives with personal attention.
Academic fit: Denison's English and Creative Writing departments are among the strongest at any liberal arts college. The Lisska Center for Scholarly Engagement supports undergraduate research and creative projects. The school's emphasis on writing across disciplines means Jaylen's skills transfer everywhere.
Cultural fit: I know what you're thinking. Granville, Ohio? It's a small town. But it's 25 minutes from Columbus, which is a real city with a significant Black population. Denison's campus is more diverse than many comparable schools (~30% domestic students of color), and the Multicultural Student Union and Posse Scholars program create a meaningful community.
Still, it's not Atlanta. For a city kid, the adjustment is real. I'd recommend a campus visit if Denison stays on the list.
The honest truth: Denison flies under the radar because it doesn't have the name recognition of an Emory or Morehouse. But the financial aid is better than most schools twice its ranking, and the academic experience is genuinely excellent. A QuestBridge Match here would be a full ride at a school that would pour resources into Jaylen's development as a writer and thinker.
Estimated net cost: $3,000-5,000/year | 4-year total: $12,000-20,000
Richmond, VA | ~24% admit rate | ~3,200 undergrads
Why it's on the list: Richmond meets 100% of demonstrated financial need. At your income, the net cost would be approximately $3,000-5,000/year. It's in a mid-size city with deep American history (which Jaylen would love). And the Richmond Guarantee funds every student's summer internship or research project, which is a major post-graduation advantage.
Academic fit: Strong English, Rhetoric & Communication, and Leadership Studies programs. Small classes, accessible faculty. The Bonner Center for Civic Engagement connects students with community-based work, which aligns with Jaylen's service thread. The Jepson School of Leadership Studies is unique in the country and fits a kid who leads through action.
Cultural fit: Richmond, Virginia is a complicated city with a deep racial history. For Jaylen, that history is a feature, not a bug. The campus is more diverse than many peer schools (~25% students of color), and the proximity to a city with a large Black population helps. It's not Atlanta, but it's also not a rural campus.
The honest truth: Richmond doesn't have the name recognition of the other schools on this list, but dollar for dollar, it may be the best value. Full-need met, in a real city, with guaranteed internship funding, at a school that emphasizes exactly what Jaylen is good at (writing, leadership, civic engagement). If he visits and likes the vibe, this could be the one.
Estimated net cost: $3,000-5,000/year | 4-year total: $12,000-20,000
Atlanta, GA | ~67% admit rate | ~28,000 undergrads
Why it's on the list: Georgia State is the most underrated university in the Southeast. It's the most diverse university in Georgia, it's in the heart of downtown Atlanta, and for your financial situation, it's nearly free.
| Scenario | Tuition | Room/Board | Fees | HOPE | Pell | Need-Based | Net Cost |
|---|---|---|---|---|---|---|---|
| On campus, HOPE + Pell | $9,000 | $14,000 | $2,000 | -$9,000 | -$2,500 | -$3,000 | ~$10,500/yr |
| Commuter, HOPE + Pell | $9,000 | $0 | $2,000 | -$9,000 | -$2,500 | -$1,000 | ~free |
If Jaylen commutes from home, Georgia State could cost your family almost nothing beyond books and transportation. Even living on campus, it's well under your cap.
Academic fit: GSU's English and Communications programs are solid. The Honors College adds rigor and a smaller community. The journalism program benefits from Atlanta's media market. And dual enrollment credits from high school would give him a head start.
Cultural fit: Georgia State is one of the most diverse universities in the country. The student body is majority-minority. Jaylen would not be an outsider here. The downtown campus is urban in the truest sense, surrounded by the city he grew up in.
The honest truth: Georgia State doesn't have the prestige of an Emory or the cultural cachet of a Morehouse. But it's a school that has invested heavily in student success for exactly the kind of student Jaylen is: smart, motivated, from a family that can't afford to waste money. Their graduation rates for Black students have improved dramatically. The Honors College is a legitimately good experience.
If this ends up being the school, hold your head high. A Georgia State degree with no debt, combined with Jaylen's writing talent and debate skills, puts him in a stronger position at 22 than a Morehouse degree with $80,000 in loans.
Estimated net cost: $0-10,500/year | 4-year total: $0-42,000
Financial risk: ESSENTIALLY ZERO.
Atlanta, GA | ~56% admit rate | ~3,000 undergrads
Why it's on the list: Clark Atlanta is an HBCU, it's in Atlanta, and it's part of the Atlanta University Center consortium (alongside Morehouse and Spelman). Students can cross-register at Morehouse and Spelman, use shared libraries and facilities, and participate in AUC-wide organizations. It's a way to get the HBCU experience and the AUC community at a school with higher admission rates and (sometimes) better aid than Morehouse.
Academic fit: English, Mass Media Arts, and Political Science are the strongest humanities programs. The AUC cross-registration means Jaylen could take a course at Morehouse without being enrolled there. The Robert W. Woodruff Library (shared across the AUC) is an excellent resource.
Cultural fit: Like Morehouse and Howard, the HBCU environment is a cultural fit. Clark Atlanta is smaller and more intimate than GSU or UGA. The AUC homecoming, the traditions, the community.
The honest truth: Clark Atlanta's financial aid is inconsistent. Some students get strong packages; others face gaps. At your income, without merit, the net cost could be $14,000-20,000/year, which is at or above your cap. Also: if Jaylen gets into Morehouse with comparable aid, there's little reason to choose Clark Atlanta over Morehouse. Clark Atlanta is on this list as a second HBCU option in Atlanta, and because the AUC cross-registration means he can access Morehouse's resources without being admitted there.
Estimated net cost: $8,000-20,000/year | 4-year total: $32,000-80,000
Financial risk: MODERATE. Better than Howard, similar to Morehouse. Apply and evaluate the package.
The simulation numbers above assume the optimistic profile (3.75 GPA, 1340 SAT). Here's what changes at the realistic profile (3.55 GPA, 1230 SAT).
| Metric | Optimistic Profile | Realistic Profile | Change |
|---|---|---|---|
| P(at least one reach) | 38.2% | 24.5% | -13.7 pts |
| P(at least one school ≤ $15K/yr) | 92.4% | 87.1% | -5.3 pts |
| Median best 4-year cost | $16,000 | $22,000 | +$6,000 |
| P(Zell Miller at UGA) | ~50% | ~25% | -25 pts |
Even at the lower profile, the probability of an affordable outcome is 87%. The financial floor (UGA with HOPE, Georgia State) holds in almost every scenario. The main thing you lose is access to the QuestBridge matches and the reach schools, which shifts the median cost upward.
10 activities, listed in order of importance. Projected for fall of senior year (2029).
| # | Type | Role | Activity | Hrs/Wk | Grades |
|---|---|---|---|---|---|
| 1 | Community Service | Founder & Director | Literacy Initiative, Pittsburgh neighborhood. 2,000+ books collected, multi-site, Atlanta-Fulton Library partnership, reading mentorship program. | 5 | 8-12 |
| 2 | Debate/Speech | Team Captain | North Atlanta HS Debate / AUDL. Lincoln-Douglas, GFCA State Tournament, NSDA qualifiers. Mentored novice debaters. | 12 | 9-12 |
| 3 | Art (Writing) | Writer | Independent / Scholastic Art & Writing Awards. Personal writing practice since 6th grade. Regional Gold Key in Poetry. Published in school literary magazine. | 5 | 6-12 |
| 4 | Religious | Youth Ministry Leader | Ebenezer Baptist Church. Community service projects, food drives, neighborhood cleanups. Led youth-led Sunday service. | 4 | 9-12 |
| 5 | Academic | Scholar | APS Scholars Program. Advanced coursework, college prep workshops, mentoring, leadership development. | 3 | 8-12 |
| 6 | Journalism | Editor / Staff Writer | North Atlanta HS Literary Magazine. Poetry, personal essays, opinion columns. Editor role. | 4 | 9-12 |
| 7 | Summer Program | Participant | Georgia Governor's Honors Program (Communicative Arts). Four-week residential, creative writing and rhetoric. | 40 | 11 |
| 8 | Community Service | Reading Tutor | Pittsburgh Branch, Atlanta-Fulton Library / Ebenezer. Weekly one-on-one reading tutoring for elementary students. | 3 | 10-12 |
| 9 | Athletics (Club) | Player | Atlanta Parks & Rec Basketball League. Team co-captain 11th grade. Organized neighborhood pickup games. | 5 | 9-12 |
| 10 | Work (Paid) | TBD | Part-time employment during school year and/or summers. | 10-15 | 11-12 |
Maya, if Jaylen gets a job, list it. Do not remove it to make room for something "more impressive." Admissions officers at every school on this list understand that some kids work because they have to.
| # | Honor | Year | Status |
|---|---|---|---|
| 1 | Scholastic Art & Writing Awards, Regional Gold Key (Poetry/Personal Essay) | 11th | Aspirational |
| 2 | QuestBridge College Prep Scholar | 11th | Likely |
| 3 | Georgia Governor's Honors Program, Communicative Arts | 10th-11th | Aspirational |
| 4 | NSDA National Qualifier or GFCA State Finalist (LD Debate) | 11th-12th | Aspirational |
| 5 | Atlanta Urban Debate League Tournament Champion/Finalist | 10th-12th | Likely |
| 6 | MLK Jr. Writing Contest, 2nd Place (City-Wide, Atlanta) | 8th | Achieved |
| 7 | AP Scholar with Distinction | 12th | Likely |
| 8 | National Honor Society | 10th-11th | Likely |
| 9 | Honor Roll, Every Semester (6th-12th) | 6th-12th | Achieved/Likely |
| 10 | Scholastic Silver Key or Honorable Mention (first submission) | 10th | Likely |
You told me about an essay Jaylen wrote about walking past the abandoned houses on your block and imagining who used to live there. You said it made you cry. That's the essay.
Not a polished, thesis-driven version. The real thing. A personal essay about seeing, about paying attention, about what it means to grow up in a neighborhood that carries visible history.
This essay reveals his writing voice (his greatest asset), grounds him in a specific place (Pittsburgh, Atlanta), demonstrates the "thinks in questions, not answers" quality, and avoids every cliche in the first-gen/low-income/Black male essay playbook.
What it should NOT be: A "growing up without a dad" narrative. A "my neighborhood is tough but I rose above it" story. A "debate changed my life" essay. Or an essay that sounds like Maya wrote it.
What it should feel like to read: Like you're sitting on a porch with a kid who is smarter and more observant than he lets on, and he's telling you something he noticed, and by the end you're seeing the world slightly differently.
| School | Lead Angle | Specific Detail |
|---|---|---|
| Vanderbilt | Literacy initiative + civic engagement | Peabody College community partnerships; Nashville Public Library |
| Emory | World-class university 20 min from the book drive neighborhood | Center for Community Partnerships; James Weldon Johnson Institute |
| Howard | Ms. Coleman's Morehouse comment; entering a tradition | Moorland-Spingarn Research Center; Howard's debate legacy |
| Davidson | "Thinks in questions" + intellectual hunger | Humanities Program; writing across curriculum; Barkley Forum |
| Morehouse | Brotherhood, male role models, the gap | Crown Forum; the Morehouse Mystique; the AUC community |
| UGA | Staying in Georgia isn't playing it safe | Grady College of Journalism; Willson Center for Humanities |
| Denison | Small community for a quiet kid who opens up | Lisska Center; Narrative Journalism course |
| U of Richmond | Richmond Guarantee (funded internship) + civic engagement | Jepson School of Leadership Studies; Bonner Center |
| Georgia State | Atlanta is his classroom and his subject | Honors College; downtown campus; Creative Writing program |
| Clark Atlanta | The AUC + legacy of Black intellectual life in Atlanta | Woodruff Library (AUC shared); cross-registration |
Letter 1: AP English Language Teacher (11th grade). The most important letter. This teacher sees Jaylen at his best, in his strongest subject. Build a genuine relationship starting September of junior year. Ask late April/early May. Give the teacher the entire summer to write it.
Letter 2: AP U.S. History Teacher (11th grade). Different discipline shows breadth. APUSH connects to his interests in history, race, and American society. Same timeline: ask late April/early May.
Supplemental: Debate Coach. Has seen Jaylen compete under pressure, grow from novice to leader, develop skills that don't show on a transcript. Ask beginning of senior year (September).
Optional: Pastor at Ebenezer Baptist Church. Character. The book drive. The youth ministry leadership. Who Jaylen is when no one is grading him. Some schools accept community recommendations.
What about Ms. Coleman? She's the teacher who said he "thinks in questions, not answers." Powerful, but she's a middle school teacher. If a school accepts additional letters, a short note from her could be valuable, especially for Morehouse. But she should not replace either primary recommender.
What to include (by senior fall): 3-5 strongest pieces selected for range and quality. At least one poem, one personal essay, one analytical piece. The Tulsa Race Massacre essay (revised). Strongest poems from his journal. Scholastic submissions, especially any that received a Key.
Where to submit: Emory, Davidson, Denison, Richmond accept arts supplements through Common App. Howard, Morehouse: reference in essays or send to English department. Vanderbilt accepts arts supplements.
What NOT to do: Don't submit unrevised journal entries. Don't submit more than five pieces. Don't submit fiction if his strengths are poetry and personal essay.
| Month | Action Items |
|---|---|
| Aug 2029 | Finalize Common App (opens Aug 1). Polish personal essay. Request rec letters. Complete Activities/Honors sections. Begin supplemental essays. Create CSS Profile account. |
| Sep 2029 | QuestBridge National College Match opens (deadline ~Sep 26). Finalize school list. SAT/ACT retake if needed. Draft all supplemental essays. |
| Oct 2029 | FAFSA opens Oct 1. File immediately. Submit CSS Profile for Nov 1 EA deadlines. QB Match rankings due (~Oct 24). UGA EA deadline. Contact CSS schools about Non-Custodial Profile waivers. |
| Nov 2029 | Early Action deadlines: Emory EA (Nov 1), Morehouse Priority (Nov 1), Davidson, UGA. QB Match Day results (late Nov/early Dec). |
| Dec 2029 | EA results arrive. If QB didn't match: finalize RD applications. Review any early aid offers. Holiday break: apply to external scholarships. |
| Jan 2030 | Regular Decision deadlines: Howard (~Jan 15), Clark Atlanta, Denison (Jan 15), U of Richmond. External scholarships: Gates, Jack Kent Cooke, Ron Brown. Verify all FAFSA/CSS submissions. |
| Feb 2030 | Continue scholarship apps. FAFSA corrections if needed. Research admitted student events and housing. |
| Mar 2030 | RD results arrive. Aid packages arrive. Call aid offices for breakdowns. Compare offers in a spreadsheet. Appeal gaps. |
| Apr 2030 | Decision month. Compare on cost, fit, gut feeling. Attend admitted student events. Financial aid negotiation. Decide by May 1. |
| May 2030 | National College Decision Day (May 1). Submit deposit. Notify other schools. Housing deposit. Register for orientation. Celebrate. |
| Scholarship | Amount | Deadline | Notes |
|---|---|---|---|
| Gates Scholarship | Full remaining need | Sep (senior yr) | Pell-eligible students. Extremely competitive, profile fits. |
| Jack Kent Cooke Foundation | Up to $55K/yr | Nov (senior yr) | High-achieving students with financial need. |
| Coca-Cola Scholars | $20,000 | Oct (senior yr) | Atlanta-based helps. Leadership + community service. |
| Ron Brown Scholar Program | $40K over 4 years | Jan (senior yr) | Academically talented, community-oriented Black students. Perfect fit. |
| Elks Most Valuable Student | Up to $12.5K/yr | Nov (senior yr) | Academics, leadership, financial need. |
| Community Foundation for Greater Atlanta | $1K-10K | Varies | Multiple scholarships for Atlanta-area students. |
| APS District Scholarships | Various | Spring | Check with North Atlanta guidance office. |
| Ebenezer Baptist Church | Various | Local | Many churches offer scholarships to members. Ask your pastor. |
Choose 8-10 that fit Jaylen's profile and invest in quality applications. The Gates, Jack Kent Cooke, and Ron Brown are the big ones for his situation.
Each number is an estimate based on published Common Data Set admission rates, institutional financial aid policies, and adjustments for Jaylen's projected profile.
| School | Published Rate | Adjusted Rate | QB Match % | P(Merit) | Net Cost (No Merit) | Net Cost (With Merit) |
|---|---|---|---|---|---|---|
| Vanderbilt | 5.6% | 10% | 8% | N/A (full need) | $3,000 | $3,000 |
| Emory | 11% | 16% | 9% | N/A (full need) | $3,000 | $3,000 |
| Howard | 30% | 55% | N/A | 35% | $20,000 | $10,000 |
| Davidson | 17% | 25% | 12% | N/A (full need) | $3,000 | $3,000 |
| Morehouse | 48% | 65% | N/A | 40% | $18,000 | $9,000 |
| UGA Honors | 42% | 70% | N/A | 85% HOPE / 50% Zell | $11,000 | $6,000 |
| Denison | 31% | 42% | 18% | N/A (full need) | $4,000 | $4,000 |
| U of Richmond | 24% | 34% | N/A | N/A (full need) | $4,000 | $4,000 |
| Georgia State | 67% | 85% | N/A | 80% HOPE | $10,500 | $4,500 |
| Clark Atlanta | 56% | 72% | N/A | 35% | $18,000 | $11,000 |
Adjustments for Jaylen's profile: First-generation status (moderate boost at all schools), Black male (moderate to significant boost at selective PWIs), single-parent/low-income (positive context at need-blind schools), urban public school APS (neutral to slightly positive), QuestBridge applicant (significant positive at partner schools), strong humanities/weaker math (positive at humanities-focused schools).